If the stored value of your Personalised Octopus Card becomes zero or negative, or the remaining value plus the negative value, i.e. a maximum of HK$35, is insufficient to cover the payment, MSSAA Visa Card will automatically reload the Personalised Octopus Card with HK$250. For such transactions, you are not only given a maximum of 56-day interest free repayment period, but also cash rebates or bonus points. From now on, you are not required to reload periodically and care about the remaining value of your Personalised Octopus Card. It is hassle-free and convenient.
1. For cardholders who are not holding Personalised Octopus Cards, Chong Hing Credit Card Centre will collect an application fee of HK$100 (including HK$50 deposit, HK$30 stored value and HK$20 non-refundable handling fee) for each Personalised Octopus Card on behalf of Octopus Cards Limited by debiting the cardholders' designated MSSAA Visa Card accounts. The above-mentioned application fee is not applicable to current users of Personalied Octopus Card.
2. Each Personalised Octopus Card can only be auto-reloaded once a day and each reloaded value is HK$250.